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You are here: Home / Archives for hardship

hardship

Tracy Ruccia talks Short Sales vs. Traditional Sales

May 21, 2014 by hblankfeld Leave a Comment

Tracy Ruccia of Equity Title joined us again for an enlightening discussion on short sale transactions versus traditional transactions. Tracy explained that the biggest difference is that short sales cannot close until the seller's existing lender's provides closing terms which includes accepting payment for less than the full amount of what the seller owes. Equity Title provides a booklet with Continue Reading

Daniel Chung talks Life Insurance

May 9, 2014 by hblankfeld Leave a Comment

Daniel Chung of Mass Mutual was with us once again on May 4th and brought great information to our listeners about life insurance. He explained that life insurance that is personally owned adds assets to your estate and it is important to discuss these items with your advisor to make sure your policy doesn't exceed the federal exemption limit for tax liability purposes. Currently the exemption Continue Reading

Daniel Chung of Mass Mutual Back on the Air!!

April 25, 2014 by hblankfeld Leave a Comment

Daniel Chung of Mass Mutual joined us again in studio for our radio show on April 20th. Daniel is a member of the Million Dollar Round Table which is awarded to the top 5% in his field. He shared some valuable information with us regarding owners protecting their businesses in case of medical issues or financial loss. He explained how important it is to protect business assets so that the Continue Reading

The Saga of Lakeland Road – A Client’s Poem

October 31, 2012 by hblankfeld Leave a Comment

THE SAGA OF LAKELAND ROAD - A CLIENT'S POEM We love helping our clients close short sales. Some of them have more twists and turns than others and there is no better feeling than when we see the weight come of the shoulders of our clients when we finally close. We just closed a particularly turbulent short sale and our client wrote a poem to capture the essence of the process. Please click the Continue Reading

How long can I stay in my home?

May 2, 2012 by hblankfeld Leave a Comment

HOW LONG CAN I STAY IN MY HOME? I'm often asked this question when listing a client's home as a short sale.  With all of the changes taking place in the short sale market, it's difficult to have a set answer.  The answer these days is less time than it was even a a few months ago. The bank that holds the mortgage wants the seller to stay in the home right up until close of escrow.  Once we list a Continue Reading

Are appraisers helping investors?

April 19, 2012 by hblankfeld Leave a Comment

ARE APPRAISERS HELPING INVESTORS? I know that I tend to beat up appraisers so let me preface this post by saying that I know some very fine and professional appraisers that don't deserve my comments. That being said, I need to relay a story that happens all too often.  An FHA buyer submitted and had accepted an offer on a beautiful one story home in Summerlin.   His offer was equal to the last Continue Reading

What Should I Do With A Low Offer On My Short Sale Listing?

November 21, 2011 by hblankfeld Leave a Comment

WHAT SHOULD I DO WITH A LOW OFFER ON MY SHORT SALE LISTING? Short sales are unique in a lot of ways. One way they aren't unique here in Las Vegas is that the bank holding the lien will want fair market value for the home. The lien holder will recognize that they need to offer some discount for the inconvenience, but that discount is usually in the form of buyer closing costs or a couple of Continue Reading

If I choose Bankruptcy, does that mean I should not consider a Short Sale ?

October 8, 2010 by hblankfeld Leave a Comment

IF I CHOOSE BANKRUPTCY, DOES THAT MEAN I SHOULDN'T CONSIDER A SHORT SALE? While I believe this a question for someone's attorney, I believe that the answer is very often going to be yes.  I have lately been listing homes for clients that have come out of bankruptcy and decided to sell their homes through a short sale.  The reasons vary but mainly they came to the conclusion with the advice of Continue Reading

Short Sale Alphabet Soup

July 23, 2010 by hblankfeld Leave a Comment

SHORT SALE ALPHABET SOUP As a Realtor that takes pride in personal development, I find it important to continually get educated.  I have recently taken a number of very comprehensive courses related to Short Sales and I find my head spinning with all of the various acronyms and other abbreviations. Consumers are hearing about HAMP, HAFA, FNMA(fannie mae), FDMC(freddie mac), REO, Prom Note, etc.  Continue Reading

In Balance

March 5, 2010 by hblankfeld Leave a Comment

It is something that we normally seek but rarely find. And when we do achieve balance in our lives it becomes obvious to all those around us and to ourselves. Everything “works better”; we are able to handle the daily stresses well and we are much more efficient in our work and relationships. I am not going to pretend to have a system to achieve balance in our lives; but I do believe it comes from Continue Reading

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